SP Insurance × Blossum
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SP Insurance × Blossum Co-Branded Fund
For eligible investors seeking New Zealand private credit backed by property security.
Base target return
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Built for returns above traditional deposits.
Supported by New Zealand property security.
Clear, structured, and easy to understand.
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Calculation Results(Based on SP x Blossum Wholesale Fund)
Disclaimer: This tool is for reference only. Actual returns depend on product terms, fund performance, market conditions and tax rules. This is not financial advice.
Why Blossum
Why investors choose Blossum
Blossum is a New Zealand-based private credit manager offering wholesale investors access to property-secured lending opportunities. The focus is simple: protect capital, manage risk conservatively, and deliver consistent income through a transparent fund structure.
8% p.a. return target
Blossum Wholesale Fund is designed for eligible wholesale investors seeking an 8% p.a. return before tax and after fees, with a focus on consistent income.
Tax-efficient PIE structure
The fund uses a transparent PIE structure, with the investor tax rate capped at 28% (including trusts), supporting a more efficient way to preserve and grow wealth.
Property-backed lending
Capital is deployed into secured business lending across New Zealand, with loans backed by real property and typically secured by first and second ranking mortgages.
Disciplined due diligence and documentation
Every lending opportunity goes through strict credit checks, property valuations, and risk analysis, supported by clear agreements that explain how capital is deployed and secured.
Fund Snapshot
Fund Snapshot
Key structural features and headline parameters.
8% p.a. before tax, after fees, with an additional ~0.3% via SP Insurance channel.
PIE structure with investor tax rate capped at 28%, including trusts.
Loans secured by New Zealand property, typically first and second ranking mortgages.
Available to investors who meet wholesale investor criteria under NZ regulations.
Investor Categories
Investor Categories
Different investor groups may consider different information frameworks and investment considerations depending on their location and eligibility.
New Zealand Eligible Investors
Intended for investors seeking an overview of the fund structure, return profile, security arrangements and eligibility requirements.
- 8% p.a. return
- Property-backed security
- Available to eligible investors
International Investors
Includes information relevant to the Active Investor Plus Visa Growth Category, together with the applicable tax and eligibility framework.
- NZD 5 million Growth Category threshold
- 21 days of New Zealand presence
- Preferential tax treatment may apply for eligible investors
Information for international investors may involve visa settings, tax treatment and eligibility requirements, and should be considered alongside formal documentation and professional advice.