NZ Mechanical Breakdown Insurance Offer
Free Car Risk Review + Fuel Bonus
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Send model, year, and mileage to start.
Available for eligible purchases.
Offer eligibility, cover, and claims conditions are subject to policy wording and campaign terms.
Vehicle Risk Report
Enter a NZ plate number and current mileage to estimate common mechanical risks and repair costs.
Why Mechanical Breakdown Insurance
A Running Car Can Still Carry Hidden Risk
MBI is designed to help with eligible unexpected mechanical or electrical repair costs, reducing the impact of surprise repair bills.
Unexpected Repair Bills
Engine, transmission, and electrical faults can create costly repair bills.
Used Cars Carry More Risk
Age, mileage, and service history all affect future breakdown risk.
Petrol, Hybrid, EV
Different drivetrains have different repair risks and coverage needs.
Car Insurance Is Not MBI
Comprehensive car insurance generally does not cover mechanical breakdowns.
Offer Benefits
Review First, Then Decide
Not every vehicle needs the same cover. We help assess your car first, then match cover to risk and budget.
Free Car Risk Review
Review your make, model, age, mileage, and service history to assess risk.
Fuel Bonus with MBI Purchase
Eligible customers who purchase MBI can receive a fuel bonus.
Chinese-Speaking Support
Support with cover scope, exclusions, servicing requirements, and claims process.
What MBI May Help Cover
Mechanical breakdown insurance helps cover the cost of unexpected failures in key components like engine or transmission, reducing financial shocks.
Parts & Labour
Eligible mechanical or electrical repair costs.
Towing & Roadside Assistance
Some plans include towing and roadside assistance.
Car Repatriation
Support if your car breaks down away from home.
Accommodation & Travel
Accommodation or travel support may apply.
Multiple Vehicle Types
Petrol, diesel, hybrid and EV supported.
Terms Apply
Subject to policy wording.
MBI typically covers sudden mechanical or electrical failures, not wear and tear or pre-existing issues. Always refer to policy wording.